From my experience in working with the American Payroll Association , it is pretty common for HR to ask for a voided check. Because payroll credits are critical to both the employee and employer, payroll voided check managers do everything to ensure that they don’t set up the Direct Deposit incorrectly. As many have pointed out, many younger employees don’t understand the reason they are being asked for this.

A voided check has the word “void” written across the front. If you don’t have paper checks, you can still enjoy the benefits of direct deposit. You can choose to print out a voided check if you need one. If you have access to a check printer, you can print the check and use it for whatever financial actions. This isn’t the best possible option, but it will provide you with the relevant bank information.

Legit Ways to Make Extra Cash

Make a copy of the voided check for your records, noting the check number. See whether a preprinted deposit slip for a checking or savings account is acceptable. Most companies don’t even need an original; a copy of a voided check is good enough. Yes, even a check that has VOID written in big letters on the front can be cashed. Usually, any check with the word ‘VOID’ on it can’t be cashed, but it pays to be cautious and make sure the word ‘VOID’ hits all the right areas.

• While you shouldn’t be able to cash voided checks, there are some cases when it happens.
• Yes, even a check that has VOID written in big letters on the front can be cashed.
• You can take a check from your checkbook and write “void” across it in large letters and provide the check to your employer.
• The drawee of a check has no obligation to certify the check, and refusal to certify is not dishonor of the check.
• Rather than writing “void” on a check if a mistake is made when filling out the check, you can just rip it up or shred the check.

Though we live in an age where most of our banking can be done digitally, there are some instances when you’ll be asked to provide your bank information using a blank check. And anyone who has ever written out a physical check knows that it’s possible to make a mistake like putting in the wrong amount. When you’re faced with either of these situations, you’re going to want to void the check in question. They may have starter checks, aka checks printed at the bank with no pre-printed contact info. Or a teller might be able to print out a copy of a voided check with your account details. If you need a voided check and you don’t have a checkbook, your best bet is to ask the recipient about submitting your account details online as an alternative.

Reasons to Void a Check

All the check should include is bank information such as your account number, routing number, and check number with the word “VOID” written on the front of the check. Log into your account and seek out the customer services and options provided by your bank. If you have the option to stop a check payment or void a check, select this and cancel the appropriate check number.

If you don’t have any checks at hand, you can visit your bank’s nearest branch and ask for a counter check. The bank teller will have to print it out for you, so you could void it and use it as needed according to the instructions outlined here. If you want to cancel the check after you have sent it, be prepared to pay a fee to the bank. FinanceBuzz is an informational website that provides tips, advice, and recommendations to help you make financial decisions. We strive to provide up-to-date information, but make no warranties regarding the accuracy of our information.

How to Void a Check That Is Blank

On a voided cheque, you’ll find three key sets of numbers that a company or employer will need to set up direct deposit or pre-authorized payments. These numbers are usually found at the bottom of the cheque. Certainly, voided checks are not very common in the current electronic era. Account holders increasingly use on-line platforms to make payments and tend to fill their banking information directly on web sites. To void a check, you just have to write the word ‘void’ across the front of the check.

If you wish to dispose of the check, be sure to remove/tear this information from the check beforehand, as it could be used for identity theft or fraud. Rather than writing “void” on a check if a mistake is made when filling out the check, you can just rip it up or shred the check. Throw the pieces in a couple of different trash cans to keep your banking information safe.